* Our partner’s clients who make all their monthly program payments pay approximately 50% of their enrolled balance before fees, or 68% to 75% including fees, over 24 to 48 months. Not all of our partner’s clients are able to complete their program for various reasons, including their ability to save sufficient funds. Our partner’s estimates are based on prior results, which will vary depending on your specific circumstances. Our partner does not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. Our partner does not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our partner’s service is not available in all states and their fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements our partner obtains on your behalf resolve the entire account, including all accrued fees and interest.